If you are awarded Social Security Disability benefits, you will be eligible to receive Medicare twenty four months after the first month for which you are paid. For example, if you are paid Social Security Disability benefits retroactive to March 2005, you will be eligible to receive Medicare on March 1, 2007. This is the same Medicare utilized by retirees who are 65 years old.
If you are a Florida resident and eligible to receive a Supplemental Security Income check, you are also eligible for Medicaid. As long as you receive Supplemental Security Income, you do not have to file a separate application for Medicaid.
Medicare and Medicaid
If someone is eligible to receive a Social Security Disability check and a Supplemental Security Income check, they may receive both Medicare and Medicaid.
There are many different Medicaid programs in Florida. Each program has its own eligibility criteria and coverage rules. Even if you are not eligible for Supplemental Security Income and the automatic Medicaid that comes with it, you may be eligible for coverage under one of the other Medicaid programs. Further information may be obtained from the Florida Department of Children and Families. Even though you are not a child or a family, you may be eligible based on a finding that you are disabled as long as you meet the other eligibility criteria for that program.
If you have COBRA coverage that would otherwise end after eighteen months, you may be eligible for an extension if you are found disabled by the Social Security Administration prior to the end of your COBRA eligibility period, and you file an appropriate request for an extension of coverage prior to the end of your COBRA eligibility period. For further information, contact your insurance carrier or seek legal advice from a specialist in this area.